I am a truck driver
Owner-operator or company driver — different plans.
Irregular income, equipment debt and physically demanding work make protection and cash reserves the priority.
Your priorities right now
- Cash reserve for slow months
- Equipment and expense planning
- Disability coverage that fits
- Retirement without a pension
The pathway
- 01Reserve firstThree to six months of household costs before anything else.
- 02Separate the businessFuel, maintenance and depreciation are not household money.
- 03Cover your bodyYour income depends on being physically able to work.
- 04Build your own pensionRRSP/TFSA automation replaces the plan you do not have.