Free assessment

Structural Wealth Score™

Most people cannot say where their financial plan is weakest — they only know something feels unfinished. This gives you a number, a pillar to work on, and a next step.

What it is

A 12-question self-assessment scored across five pillars. It takes about three minutes and gives you a 0–100 picture of how structurally sound your finances are.

Who it's for

Anyone who wants an honest baseline — whether you are just starting out or running a corporation with an accountant already in the picture.

What you get

Your score, a breakdown by pillar, your weakest area, and the program built to close that specific gap. Nothing is sold to you at the end.

01

Foundation

Cash flow, reserves and debt — the base everything else sits on.

02

Protection

What happens to the plan if income, health or life changes.

03

Growth

Whether your money is invested with intent and understanding.

04

Structure

Accounts, corporation and tax vehicles working together.

05

Transfer

Wills, beneficiaries and the plan for what you leave behind.

Take the assessment

Answer honestly — the point is the gaps, not the score.

I know exactly what I spend in a typical month.

Foundation

1. I know exactly what I spend in a typical month.

I could cover three months of expenses without borrowing.

Foundation

2. I could cover three months of expenses without borrowing.

I have a written plan for any high-interest debt.

Foundation

3. I have a written plan for any high-interest debt.

I know what would happen financially if my income stopped for six months.

Protection

4. I know what would happen financially if my income stopped for six months.

I understand the coverage I already have and why I have it.

Protection

5. I understand the coverage I already have and why I have it.

I can explain how my money is invested and why.

Growth

6. I can explain how my money is invested and why.

I contribute to long-term investments automatically.

Growth

7. I contribute to long-term investments automatically.

I use the right accounts (TFSA, RRSP, FHSA, corporate) for my situation.

Structure

8. I use the right accounts (TFSA, RRSP, FHSA, corporate) for my situation.

I know roughly what tax I will pay this year and why.

Structure

9. I know roughly what tax I will pay this year and why.

I have an up-to-date will and named beneficiaries.

Transfer

10. I have an up-to-date will and named beneficiaries.

My family knows where my documents and accounts are.

Transfer

11. My family knows where my documents and accounts are.

I have a plan for transferring wealth or a business.

Transfer

12. I have a plan for transferring wealth or a business.

0 of 12 answered

Answer all 12 questions above to see your score, pillar breakdown and recommended next step.