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Program

Financial Foundations

A plain-English grounding in how money actually works: cash flow, debt, saving, credit, taxes and the order you should do things in. No products, no pressure — just the fundamentals that every later decision rests on.

What you will walk away with

  • Build a cash-flow system you will actually keep using
  • Know the right order: emergency fund, debt, investing, protection
  • Read your own numbers with confidence
  • Leave with a one-page personal action plan

Curriculum

  1. 01Money mechanicsIncome, cash flow, and where it really goes.
  2. 02Debt and creditGood debt, bad debt, and payoff strategy that fits your life.
  3. 03Saving with a purposeEmergency fund, short-term goals, and automation.
  4. 04Tax basics for CanadiansRRSP, TFSA, FHSA and how each one behaves.
  5. 05Investing 101Risk, time, diversification — explained without jargon.
  6. 06Your action planTurn the class into next week's to-do list.