Everything we teach, in one place

How money actually moves through your month

The cash-flow walkthrough that starts every Foundations cohort.

14 min

RRSP vs TFSA vs FHSA: one decision tree

Which account first, and why the answer changes with income.

8 min read

Salary or dividends? A working example

Two owners, same revenue, very different outcomes.

22 min

The Structural Wealth Score explained

Why five pillars, and what a low score really tells you.

31 min

Monthly cash-flow worksheet

One page. Fill it in once and you will never guess again.

Income replacement calculator

Annual income x 60% x years needed — with the adjustments that matter.

Emergency fund target calculator

Set a number based on your real fixed costs, not a rule of thumb.

Estate document checklist

Will, powers of attorney, beneficiaries, and where they live.

New parent first-year checklist

RESP, benefits, coverage and guardianship in the right order.

Corporate year-end questions for your accountant

Ten questions that make the meeting worth its fee.

Understanding the DTC application

Eligibility language, the practitioner section, and common rejections.

11 min read

Teaching kids compounding with one chart

The visual that makes it click for an eleven-year-old.

9 min