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I am a new parent

Protection, benefits, and education savings.

The year a child arrives is the year the plan changes most. Three or four decisions cover almost all of it.

Your priorities right now

  • RESP and the CESG grant
  • Child benefits
  • Life and disability coverage
  • Guardianship in your will

The pathway

  1. 01Open the RESPThe 20% grant is the best guaranteed return most families will see.
  2. 02Claim your benefitsCCB and provincial supports you may qualify for.
  3. 03Right-size protectionIncome replacement math for a one- or two-income home.
  4. 04Name a guardianThe hardest paragraph in your will — and the most important.