I am a student
Start with habits, not products.
Small money decisions made now compound for forty years. This pathway focuses on habits, credit, and not learning expensive lessons the hard way.
Your priorities right now
- Build a first budget
- Open and protect your credit
- Avoid high-interest debt
- Start a tiny investing habit
The pathway
- 01Track one monthYou cannot fix what you have never seen. One month of honest tracking.
- 02Open a TFSAEven $25 a month teaches you more than a year of reading.
- 03Understand creditHow scores are built, and how one missed payment lingers.
- 04Plan for graduationLoan repayment timing and the first-salary trap.