Program
Insurance & Risk Education
What each type of coverage actually does, how payouts work, how much is reasonable, and where protection fits into an estate or business continuity plan. Education first — always.
What you will walk away with
- Tell life, critical illness and disability coverage apart
- Size coverage with simple rule-of-thumb formulas
- Understand business continuity and buy-sell basics
- Know the estate planning documents you need
Curriculum
- 01Risk, plainlyWhat you can absorb vs what you must transfer.
- 02Life insuranceTerm, permanent, and what the payout is for.
- 03Living benefitsCritical illness and disability coverage.
- 04Business continuityKey person, buy-sell, and corporate-owned policies.
- 05Estate planningWills, beneficiaries, probate, and transfer.
Topics inside this program
Each topic has its own lesson page: what it covers, how the payout works, a real-world example and a rule-of-thumb formula.
- Life InsuranceReplacing income and clearing debt for the people left behind.
- Critical IllnessCash on diagnosis, so treatment is not a budgeting decision.
- DisabilityYour paycheque, insured.
- Long-Term CarePaying for help with daily living, at home or in a facility.
- TravelThe coverage most Canadians assume they already have.
- Health & DentalThe everyday costs your provincial plan does not pay.
- Business InsuranceKeeping the company running when an owner cannot.